Lending Assistant I - Galleria | Houston

Lending Assistant I - Galleria

Stellar Bank

Research shows that individuals from historically underrepresented groups may hesitate to apply for roles unless they meet every listed requirement. If you believe your skills, knowledge, and experience align with the role, even if they don't exactly match the listed qualifications, we encourage you to apply. Your unique talents may be exactly what we're looking for.

Open to anyone residing in Texas.

The Lending Assistant provides clerical and administrative support to Commercial Lenders. Assist customers with inter-bank telephone transfers, account balances and general deposit and loan account service needs. Prepares loan and credit memorandums and assists Commercial Lenders with loan closings and funding. Prepares loan advances, clears loan exceptions, and calls on past due loans to secure payment. Requests credit reports and sends out approval and denial packages on loans to appropriate departments.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Serves a first or second point of contact for existing customers.
Manage Customer Due Diligence Questionnaire ("CDDQ") request on deposit accounts.
Assist with monitoring & managing exceptions as directed by Lender.
Order appraisals and internal evaluations/reviews and assist with any loan related reviews.
Assist with application and data entry for Sageworks directed by the Lender.
Coordinate loan completion through booking and funding the entire time through Sageworks in conjunction with Credit Analyst.
Daily cut list for NSFs, transfers and exception items such as Positive Pay.
Manage transfers and customer inquiries.
Oversight to handle wire request.
Complete beneficial ownership forms.
Coordinate auto debit payments.
Compliance with any and all BSA/AML/CFT and Sanctions requirements set forth by Bank Policy and Procedure, including but not limited to timely completion of assigned training.

SECONDARY DUTIES

The position performs duties specific to the position and other functions as assigned by management.

SUPERVISORY RESPONSIBILITY

This position is not responsible for the supervision of staff.

ENVIRONMENT AND PHYSICAL ACTIVITY

The incumbent is in a non-confined office setting in which they are free to move about at will. In the course of performing the duties and responsibilities of this position spends time writing, speaking, listening, lifting (up to 25 pounds), sitting, typing on a computer keyboard, and standing, kneeling and reaching.

The incumbent for this position may operate any or all of the following: telephone, copy and fax machine, adding machine, computer and related printers.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential function of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The incumbent in this position must be able to read documents or instruments, detailed work, problem solving, customer contact, reasoning, math, verbal and written communication, analytical reasoning, multiple tasks with constant interruptions.

MINIMUM REQUIREMENTS

These specifications are guidelines based on the minimum experience required to perform the essential functions of the job. Individual abilities may result in some deviation from these guidelines:

High school diploma or its equivalent; College Degree preferred.
Minimum 1-2 years Lending Assistant experience, Commercial, Real Estate and working capital Line of Credit loan documentation including processing, closing, perfecting liens, etc.
Customer service oriented; polite and professional.
Good communications skill for effective interactions with clients.
Proficiently communicate with branch personnel, loan officers, commercial lending staff, attorneys, etc.
Detailed oriented with ability to multi-task.
Must be self-motivated and also work in a team environment.
Requires a high-energy level and strong sense of urgency.
High level of customer relation and interpersonal skills (verbal and written), tact and integrity.
Proficiency in typing, PC, Microsoft Office, and ability to operate standard office equipment.
Excellent organizational, multi-tasking skills and ability to work with frequent interruptions.
Good time management skills, task orientation, attention to detail, and ability to work independently.
Must be able to process information quickly while maintaining quality.

Pay Grade 12

Stellar Benefits:

We believe that empowering people goes far beyond the workplace. That's why we've designed our benefits to help foster your health and prosperity, so you can best support yourself, your loved ones and your communities

Health Care Coverage, no waiting period
Dental/Vision
STD/LTD
Annual Performance Bonus Eligible
401K with company match
Paid Vacation
Volunteer days
Travel Stipend
Tuition Assistance
And More

What it Means to Be Stellar:

Stellar Bank came to be in 2023, when Allegiance Bank and CommunityBank of Texas joined forces. What emerged was a financial institution like no other. Stellar bankers set the standard for responsive, relationship-based community banking. We have the resources, dedication and personal focus to out-bank the big banks and out-service the small banks. Our customers see us as a vital part of the team. We are their financial experts who go above and beyond to help them form a plan and get it done

Join Stellar Bank and, yes, you'll be providing outstanding banking. But you'll be achieving something much greater. At Stellar, we empower people to thrive. This is our purpose. This would be your purpose. Here you'd be part of a supportive culture where relationships bond, individuals grow, communities prosper and careers flourish. You can make a difference at Stellar - for yourself and for everyone around you.

Stellar Bank does not discriminate on the basis of race, color, religion, national origin, sex, disability, familial status or any other characteristic protected by applicable federal, state, or local laws, regulations and ordinances.

About Us

Stellar Bank